State-Specific Mortgage vs Investment Calculators
Choose your state below to get personalized calculations that consider your state's income tax rates, deduction limits, and local regulations. Each calculator is optimized for your state's specific tax environment.
No State Income Tax
9 states-
Alaska AK No state income tax
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Florida FL No state income tax
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Nevada NV No state income tax
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New Hampshire NH No state income tax
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South Dakota SD No state income tax
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Tennessee TN No state income tax
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Texas TX No state income tax
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Washington WA No state income tax
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Wyoming WY No state income tax
Low State Tax
4 states (Under 4%)-
Indiana IN 3.23% state income tax
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North Dakota ND 2.5% state income tax
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Ohio OH 3.99% state income tax
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Pennsylvania PA 3.07% state income tax
Moderate State Tax
29 states (4% - 8%)-
Alabama AL 5% state income tax
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Arizona AZ 4.5% state income tax
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Arkansas AR 5.9% state income tax
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Colorado CO 4.4% state income tax
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Connecticut CT 6.99% state income tax
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Delaware DE 6.6% state income tax
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Georgia GA 5.75% state income tax
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Idaho ID 6% state income tax
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Illinois IL 4.95% state income tax
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Kansas KS 5.7% state income tax
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Kentucky KY 5% state income tax
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Louisiana LA 4.25% state income tax
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Maine ME 7.15% state income tax
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Maryland MD 5.75% state income tax
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Massachusetts MA 5% state income tax
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Michigan MI 4.25% state income tax
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Mississippi MS 5% state income tax
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Missouri MO 5.3% state income tax
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Montana MT 6.75% state income tax
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Nebraska NE 6.84% state income tax
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New Mexico NM 5.9% state income tax
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North Carolina NC 4.99% state income tax
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Oklahoma OK 5% state income tax
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Rhode Island RI 5.99% state income tax
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South Carolina SC 7% state income tax
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Utah UT 4.85% state income tax
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Virginia VA 5.75% state income tax
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West Virginia WV 6.5% state income tax
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Wisconsin WI 7.65% state income tax
High State Tax
8 states (8%+)-
California CA 13.3% state income tax
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Hawaii HI 11% state income tax
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Iowa IA 8.53% state income tax
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Minnesota MN 9.85% state income tax
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New Jersey NJ 10.75% state income tax
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New York NY 10.9% state income tax
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Oregon OR 9.9% state income tax
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Vermont VT 8.75% state income tax