OhCalc
Smart financial calculators that factor in your state's tax laws, property rates, and regulations. Make informed decisions with data-driven insights tailored to your location.
Mortgage vs Investment Calculator
Should you pay off your mortgage early or invest the extra money? Get a comprehensive after-tax analysis that considers your state's tax rates and mortgage interest deductions.
- State-specific tax calculations (all 50 states)
- After-tax investment vs. mortgage payoff comparison
- Advanced amortization scenarios
- Tax deduction impact analysis
- Present value lifetime benefit calculations
Rent vs Buy Calculator
Should you rent or buy your next home? Compare the total cost of renting versus buying with comprehensive analysis including opportunity costs, tax benefits, and market appreciation.
- Complete financial comparison over time
- Tax deduction and benefit analysis
- Investment opportunity cost calculation
- Property appreciation projections
- Maintenance and closing cost factors
Mortgage Payment Calculator
Calculate your monthly mortgage payment with current rates. Get complete breakdown of principal, interest, taxes, insurance, PMI, and closing costs with daily updated rates.
- Current daily mortgage rates (updated regularly)
- Complete PITI + PMI payment breakdown
- FHA, VA, conventional, and jumbo loan options
- State-specific property tax and insurance rates
- Closing cost estimates by state
Loan Term Comparison (15 vs 30 vs 50)
Compare how different mortgage terms affect your monthly payment and total interest cost. See the real impact of 50-year mortgages versus traditional 15 and 30-year options.
- Compare 15, 30, and 50-year mortgage terms
- Real-time monthly payment calculations
- Total interest cost comparison
- Personalized payoff age calculations
- Equity building timeline analysis
Popular Financial Hubs
Access calculators tailored to your state's and city's specific rates and regulations